Call Us 937-695-0611 ☰ ˟
Logo
Call Us 937-695-0611
  • Home
  • Get A Quote
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Workers Compensation Quote
    • Farm
    • Homeowners
    • Life
  • Customer Service
    • Automobile
  • Blog
  • Resources
    • Refer a Friend
    • Insurance Glossary
  • About Us
    • About Link Insurance Service
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto and Home Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Homeowners

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life and Health Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
RV and Boat Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
Annuities Icon

Farm

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > How to Protect Your Commercial Vehicles
WEDNESDAY, MAY 18, 2022

How to Protect Your Commercial Vehicles

Commercial vehicles are an important aspect of many businesses. These vehicles help companies transport equipment, goods, products, people and more. Purchasing them can be expensive and keeping them safe is crucial so your business can continue running. 


Below are some ways you can keep your commercial vehicles protected both on and off the road. 


Conduct Background Checks 


Before letting anyone behind the wheel of your business’ vehicles, all potential drivers should be vetted for their driving record. Drivers with poor driving records may be more likely to be involved in an accident in the future. Having a high-risk driver on your commercial auto insurance policy can also raise your insurance rates. a person in a car


Keep Commercial Vehicles Covered 


If possibly, keep commercial vehicles in parking garages or under covered parking, as well as in well lit areas. Covered parking can help prevent environmental damage such as hail, wind and falling objects. Keeping the vehicles in well lit areas can help deter theft and vandalism. 


Double Check Your Commercial Auto Insurance Policy 


If your business has commercial vehicles, you should have a commercial auto insurance policy. This insurance protects commercial vehicles in case of injury, damage and liability. A full coverage commercial auto insurance policy may include: 


  • Comprehensive Coverage: Comprehensive coverage provides compensation for damages to the insured vehicle caused by fire, wind, hail, lightning, smoke, theft, vandalism and more. 

  • Collision Coverage: Collision coverage provides compensation for damages to the insured vehicle caused by a collision with another vehicle or object. 

  • Liability: Liability insurance covers bodily injury and property damage a driver may cause while operating the insured vehicle. 

  • Medical Payments: This insurance covers medical bills for the driver and their passengers, no matter who causes the accident. 

  • Uninsured/Underinsured Motorist: This insurance covers expenses related to an accident involving a driver who is not carrying insurance. 



There are different coverages also available depending on your insurance needs. Make sure that your limits are enough to cover an accident in your commercial vehicles, as well as accounting for a possible lawsuit. 


Update Locks and Theft Prevention 


All vehicles owned or used by your business should come with anti-theft locks. If they are kept in a garage or warehouse, the structure should also be safeguarded against break-ins. Safeguarding your commercial vehicles can not only prevent theft and vandalism, but it can also lower your commercial auto insurance rates. 
Posted 4:50 PM

Tags: commercial, auto, insurance, collision, damage, coverage
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020

  • insurance(18)
  • coverage(15)
  • commercial(7)
  • auto(7)
  • policy(5)
  • liability(4)
  • general(4)
  • accident(4)
  • life insurance(4)
  • homeowners(4)
  • car(4)
  • auto insurance(2)
  • employee(2)
  • life(2)
  • vehicles(2)
  • premiums(1)
  • whole(1)
  • terms(1)
  • damage(1)
  • collision(1)
  • crop(1)
  • farm(1)
  • savings(1)
  • claims(1)
  • ranch(1)
  • agriculture(1)
  • retirement(1)
  • costs(1)
  • homeowners insurance(1)
  • pet insurance(1)
  • liability insurance(1)
  • small business insurance(1)
  • commercial auto insurance(1)

View Mobile Version

Contact Us Today!
800-219-5289

Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

1465 Graces Run Rd.
Winchester, OH 45697

P: 937-695-0611 | Toll-Free: 800-219-5289 | Fax: 937-695-0623
© Copyright. All rights reserved. | Powered by Insurance Website Builder